Secure Up To $40,000 In Permanent Final Expense Coverage
Never leave your loved ones with the burden of funeral or burial costs. Find out if you qualify for fixed-rate, whole life protection that never increases.
What is your 5-digit ZIP code?
Rates and state-approved underwriting programs vary by your home state.
What is your current age?
Programs are specifically underwritten for American seniors.
Do you currently have an active life insurance or final expense policy?
This program is strictly reserved for individuals seeking new coverage.
Are you shopping for yourself and able to make insurance decisions?
To lock in rates today, the primary insured must be present on the call.
What is your primary source of monthly income?
Insurers require a steady source of income to guarantee locked premiums.
Do you have an active checking or savings account with a bank or credit union?
Final expense carriers require a valid bank routing & account number to activate coverage and guarantee policy delivery. (Prepaid cards like Direct Express or GreenDot are not accepted).
Have you been diagnosed with or treated for any of the following?
(Note: Asthma inhalers & CPAP machines are accepted)
If your locked rate fits comfortably within your monthly budget, are you prepared to activate your coverage within the next 30 days?
State underwriting rate quotes are guaranteed for 30 days upon agent review.
How To Secure Your Final Expense Plan
Protecting your family's financial peace of mind takes less than 10 minutes.
Check Your Eligibility
Answer the quick questions above to verify your state program availability and locked tier.
Speak With a Licensed Agent
Call your assigned specialist directly. They'll answer your questions and lock in your permanent rate.
Coverage Is Secured
Your policy is activated. Rates are guaranteed never to increase, providing your loved ones with cash protection.
What Does a Final Expense Policy Pay For?
The average funeral and burial today costs between $9,000 and $15,000. When you pass, your policy pays tax-free cash directly to your family to cover:
Final Expense vs. Traditional Insurance
| Feature | Final Expense Plan | Term Life |
|---|---|---|
| Medical Exam | None Required | Blood & urine tests |
| Rate Changes | Locked For Life | Increases with age |
| Policy Expiration | Never Expires | Expires in 10-20 yrs |
| Cash Payout | Up To $40,000 | Subject to approval |
Trusted By Over 45,000 American Families
Read what policyholders have to say about their experience.
"I was worried I wouldn't qualify at age 71 with high blood pressure. The phone agent was so respectful and patient. She explained everything clearly and got me a $25,000 policy that fits comfortably in my Social Security budget."
"After my brother passed without insurance, we had to scrape money together to bury him. I promised myself I would never do that to my kids. Setting up this policy took 8 minutes on the phone. True peace of mind."
"No high-pressure sales tricks. Just honest answers. They made sure my checking account draft was set for the exact date my retirement check deposits each month. Truly first-class service."